How to Buy a Home Out of State: Step-by-Step
You don't need to live in a state to buy there. Here's the exact process we use with 500+ relocated families.
Get Pre-Approved Remotely
Day 1This is step ONE — before you start browsing. A pre-approval letter from a licensed lender shows sellers you're serious. Takes 15-30 minutes. We handle everything digitally: pay stubs, W-2s, bank statements — all uploaded securely. You'll know your exact budget, rate, and monthly payment before you look at a single listing.
Choose Your Target Market
Week 1Based on your budget, lifestyle priorities, and goals, we help you narrow down the right state, city, and neighborhoods. We provide market data packets with median prices, school ratings, commute times, and local intel. Don't waste time on Zillow — let us curate your options.
Connect with a Local Agent
Week 1We partner with vetted buyer's agents in Texas, Florida, and New Mexico who specialize in relocation clients. They know the neighborhoods, the builders, and the off-market deals. They'll be your eyes and ears on the ground.
Virtual House Hunting
Weeks 2-4Your agent does FaceTime walkthroughs, sends drone footage of neighborhoods, and shares 3D Matterport tours. You can shortlist 5-10 homes without leaving your couch. We've closed deals where the buyer never visited until move-in day.
One Trip to Finalize
Week 5Fly in for a weekend. Tour your top 3-5 picks in person. Drive the neighborhoods. Check the commute. Visit the schools. Make your final decision. One trip, done right.
Make an Offer & Negotiate
Week 5-6Your agent handles the offer, counteroffers, and negotiation. We coordinate with the listing agent and seller. In today's market (2026), buyers have more leverage — especially in FL condos and correcting TX markets.
Inspection, Appraisal, Underwriting
Weeks 6-7We order the inspection and appraisal. Your file goes through underwriting. We handle conditions and clear-to-close. You get updates at every stage — no black boxes.
Close Remotely
Week 8Many states allow remote notarization (RON). Sign your closing docs from home. Wire funds. Get the keys. Welcome home — from 1,000 miles away.
From Pre-Approval to Keys: 8 Weeks Average
We've done this 500+ times. The process is proven. Hablamos Español.
Start Your Pre-Approval →