Moving to Sarasota, FL
Siesta Key's quartz-crystal sand, world-class arts, and Gulf Coast sunsets. The cultural capital of Florida's west coast.
$480K
Median Home
850K
Metro Population
$0
Income Tax
260+
Sunny Days
Living in Sarasota
Sarasota is where culture meets coastline. Siesta Key Beach is consistently ranked #1 in America — its pure quartz sand stays cool even in summer heat. The Ringling Museum, Sarasota Opera, and a thriving gallery scene give it a cultural identity rare for a Florida beach town. Longboat Key and Lido Key offer luxury waterfront living. Downtown Sarasota has seen massive condo development and restaurant growth. The market attracts retirees, remote workers, and second-home buyers from the Northeast. Lakewood Ranch (just east) is one of the top-selling master-planned communities in the entire US.
Top Neighborhoods
| Neighborhood | Vibe | Price Range | Best For |
|---|---|---|---|
| Siesta Key | Beach paradise, vacation feel | $600K-$2M+ | Beach lifestyle |
| Downtown Sarasota | Walkable, condos, dining | $400K-$800K | Urban professionals |
| Lakewood Ranch | Master-planned, family-oriented | $400K-$700K | Families, new builds |
| Palmer Ranch | Gated, golf courses, established | $350K-$600K | Retirees, golfers |
| Longboat Key | Exclusive island, luxury condos | $700K-$3M+ | Luxury, waterfront |
| North Port | Affordable, growing, suburban | $280K-$400K | Budget buyers, commuters |
Pros & Cons of Sarasota
✅ Pros
- ✓ #1 beach in America
- ✓ Rich arts & culture scene
- ✓ No state income tax
- ✓ 260+ sunny days
- ✓ Top master-planned communities
- ✓ Strong retiree support network
- ✓ Gulf Coast sunsets
⚠️ Cons
- ✗ Hurricane risk (Gulf exposure)
- ✗ Home insurance costs rising
- ✗ Seasonal tourist crowds
- ✗ Summer humidity intense
- ✗ Limited public transit
- ✗ Some areas flood-prone
Financing in Sarasota
- Condo market strong — FHA-approved buildings available
- Flood insurance required on barrier islands + some mainland areas
- Wind mitigation inspection highly recommended for insurance savings
- VA loans — no military base nearby but veterans love Sarasota
- Lakewood Ranch new builds often include builder-paid closing costs