🏰 Military City USA — Most Affordable Big 4

Moving to San Antonio, Texas

The most affordable of Texas's big 4 cities. Military-friendly, culturally rich, and growing fast at $290K median.

$290K

Median Home

2.6M

Metro Population

4 Active

Military Bases

$0

Income Tax

Living in San Antonio

San Antonio is where affordability meets culture. At $290K median, it's the cheapest of TX's big 4 metros while offering a 2.6M metro population with all the amenities. Four active military bases (JBSA-Lackland, Randolph, Fort Sam Houston, Camp Bullis) make this Military City USA — VA loans are a powerhouse here. The River Walk, the Alamo, and a deep Tex-Mex heritage give SA a cultural identity unlike any Texas city. The tech sector is growing (Toyota, Rackspace, USAA HQ), healthcare is massive (Methodist, Baptist), and cybersecurity is becoming a major employer. North side suburbs (Stone Oak, Boerne, New Braunfels) offer Hill Country living with good schools.

Top Neighborhoods

NeighborhoodVibePrice RangeBest For
Stone OakAffluent north side, newer$350K-$550KFamilies, professionals
HelotesHill Country feel, safe$320K-$500KNature-loving families
New BraunfelsGerman heritage, Schlitterbahn$300K-$450KFamilies, lifestyle
Alamo HeightsUpscale, established$450K-$800KLuxury, top schools
Converse/Live OakMilitary adjacent, affordable$220K-$320KMilitary families, budget
Southtown/King WilliamArtsy, walkable, historic$350K-$600KYoung professionals

Pros & Cons of San Antonio

✅ Pros

  • Most affordable big TX city
  • 4 military bases — VA loan heaven
  • Rich cultural heritage (River Walk, Alamo)
  • Growing tech sector (USAA, Rackspace)
  • Hill Country access
  • No state income tax
  • Family-oriented community

⚠️ Cons

  • Slower job growth vs DFW/Houston
  • Summer heat (triple digits)
  • Limited public transit
  • Some school districts lag behind DFW suburbs
  • Car dependent
  • Traffic growing on I-35/1604

Financing in San Antonio

  • VA loans dominate — 4 military bases means huge veteran population
  • USDA-eligible areas in outer suburbs and New Braunfels corridor
  • $290K median = ~$10K down on conventional (3.5%)
  • Texas Veterans Land Board programs available
  • Builder incentives common in new communities south and northeast

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